Cresus Touraine

Purpose of the association

To provide information and advice to anyone experiencing financial difficulties – including individuals, professionals, entrepreneurs and private-law legal entities – and to support those in financial difficulty, whether individuals or professionals, with their administrative, legal and financial procedures; to assist in compiling files on individuals’ excessive debt for submission to the Banque de France; to propose and support the implementation of micro-credit schemes for those excluded from the financial system; raise public awareness of the problems of excessive debt and its consequences; train social workers from local authorities who encounter issues of excessive debt in their day-to-day work; organise discussion groups and forums for sharing experiences aimed at breaking the isolation associated with excessive debt; to run local drop-in sessions in collaboration with local authorities; to attend meetings of the Crésus Federation, to which the association is applying for membership, and to keep the Federation informed of its activities, in accordance with the right to use the name ‘Crésus’ granted by the Federation following the association’s formal admission

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